A New Look at Renovation Insurance

When you are renovating your home, conventional domestic insurance may not cover your needs. The experts from Renovation Plan explain the importance of specialist renovation insurance

Transforming your home? We’ve got you covered with Renovation Insurance!

In the world of home improvement and property development, the excitement of envisioning your dream space can often overshadow the importance of safeguarding your investment. Whether you’re a homeowner embarking on your first renovation project, a seasoned property developer with years of experience, or a broker searching for the right insurance for your clients, Renovation Plan is the partner you need to protect your project and your dreams.

Why is Renovation Insurance so important?

Renovating your property can be a thrilling experience, from expanding your kitchen to converting your loft. These improvements enhance your quality of life and can add substantial value to your home. However, when you’re making significant changes to your home, having Renovation Insurance is not just advisable—it’s essential.

Many homeowners mistakenly believe that their builder’s insurance will cover any mishaps during renovations, but this often isn’t the case. Standard home insurance policies also typically do not cover the costs associated with renovation-related incidents. That’s where our specialist Renovation Insurance comes into play.

At Renovation Plan, we comprehend the potential challenges and setbacks that can disrupt your renovation journey. From unforeseen floods and theft to accidents on-site, there’s a myriad of factors to consider. Our insurance provides you with peace of mind and allows you to begin your project with confidence, knowing that you have the right protection in place.

What projects need Renovation Insurance?

If your project involves structural changes, you will likely require home or commercial Renovation Insurance. These projects include:
1. Conversions: For example barns, basements, and lofts
2. Extensions: Expanding your living space
3. Internal home renovations: Transforming your interior spaces

What our Renovation Insurance policy covers

Understanding the specific coverage you need for your renovation project is crucial. Consider all the potential risks that might arise during your upcoming project:

Internal renovations: These involve interior changes that do not extend beyond the building’s footprint, such as replacing doors or renovating your kitchen. Our Renovation Insurance covers materials as soon as they’re delivered to your property.

Structural renovations: This category includes significant structural changes, like removing internal walls, replacing windows, or performing extensive roof repairs. It’s imperative to have the right insurance in place to protect the new structure, existing building, and neighbouring properties.

Major renovations: For projects that involve substantial work like piling, basement excavations, or demolition, you may need to vacate the property temporarily. Standard building insurers might not cover unoccupied properties during renovations, but Renovation Plan offers home insurance solutions for such scenarios. Our Premier Plus Policy is the most extensive option, providing added coverage for accidental damage and subsidence, making it ideal for larger and more complex renovation projects.

Trusted support for our customers

At Renovation Plan, we understand that your home is where your heart is. We recognise the emotional and financial significance of every project, which is why we’re committed to offering you the trusted support you deserve. With nearly two decades of experience, our dedicated team is well-versed in the intricacies of renovation and self-build insurance. We know that no two projects are the same, and we approach each one with the care and attention it deserves.

Our customer-centric approach means we’re always on the same page as you. Whether your project is a simple home improvement, a complex structural renovation, or a full self-build, we’ve got you covered. We offer three distinct levels of cover, ensuring that your insurance matches the unique needs of your project. And if your project experiences delays, we’re here to extend your policy seamlessly, ensuring you have continuous protection.

Flexible custom-built cover

When every project is unique, there’s no catch-all policy. That’s why we offer three different levels of cover for any policy length between 3 and 36 months. We understand that project timelines can be unpredictable, and our flexible approach allows you to tailor your coverage to your specific needs. Even if you’ve already started your project, we’ll insure you for the rest of the job, ensuring that you’re never left without the protection you need.

A people-first approach

We understand how exciting a new project can be. Our friendly team are specialists in renovation insurance, combining handy advice with helpful, personal service to make sure you have the right policy and the right support, if you need to claim. We believe that insurance should be accessible and understandable, and our team is here to guide you every step of the way.

Your money back if you finish early

Project timelines can be unpredictable, but we believe you shouldn’t have to pay extra for being cautious when it comes to policy length. If your project finishes earlier than your cover does, we’ve got you covered. We’ll refund you for the time left on your policy, ensuring that you only pay for the coverage you actually need. It’s just one more way we put your needs first.

Subject to no claims and our £25 cancellation fee unless you take out further cover with us.

Your choice of cover level
We recognise that every project is unique, and your insurance needs will vary accordingly. That’s why we offer three levels of cover:

1. Standard: Providing essential protection against limited risks
2. Premier: Offering a broader range of coverage, suitable for small to medium-sized projects
3. Premier Plus: Covering ‘all risks’ and designed for larger, more complex renovation projects
We encourage you to compare these levels of coverage to select the one that best suits your project’s requirements.

Why choose Renovation Plan for your building renovation insurance?

With two decades of experience as Renovation Insurance brokers, Renovation Plan is the trusted partner you need on your renovation journey. Our commitment to exceptional customer service is reflected in the five-star ratings many of our clients have awarded us on Feefo.

For more information and personalised assistance, please don’t hesitate to get in touch with our friendly team. You can reach us via email at info@renovationplan.co.uk or by calling 01621 784 840. We’re here to ensure that your renovation project is not just a dream but a protected reality.

Don’t leave your renovation project to chance. Trust Renovation Plan to safeguard your investment, so you can focus on bringing your vision to life. Renovate with confidence, knowing that you have a partner who cares about your project as much as you do.


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